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Homeowners must ensure structural integrity for building insurance

Paying an insurance premium on your home is a strain on top of your ever-rising bond repayments every month, but at least you know you’re covered if the property is damaged in a massive storm, right? No, not necessarily.

Insurance companies don’t have the funding or the resources to do structural assessments on residential properties when you take out building or “homeowners” insurance, and they are not legally obliged to do so.


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