South Africa's economy has endured a turbulent journey since the onset of COVID-19, grappling with disrupted supply chains, rising unemployment, and widening inequality. The pandemic exposed structural vulnerabilities and compounded long‑standing challenges, from energy insecurity to limited access to digital infrastructure. Yet, amid these struggles, significant progress has been made. Bold reforms, targeted investment have begun to restore confidence.

As South Africans return from the festive season with renewed energy, many households are confronted with the financial realities of a new year. For thousands of families, the beginning of the year is marked by registration fees, textbook purchases, and accommodation deposits for students entering universities and colleges. Yet, alongside this excitement, fraudsters are seizing the opportunity to exploit vulnerable consumers.

South Africa's education system continues to face significant challenges that demand urgent and innovative responses. Unequal access to technology skills across urban, peri‑urban, and rural schools has widened the digital divide. How do we address this?